• Lesley: Explaining from a RAS perspective…messages already coming from SWIFT. you are reporting on what is coming through your system. The process via Hogan is what we are processing. So it doesn’t matter how it gets into the system. FNB validated exactly what needed to reported. only what was applicable to FNB. The way we tested it was to exclude what wasn’t applicable. The rest was tested against a file. So this was a comparison and a validation on a system on finserve.