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As mentioned in the stand-up do yourself a favour and watch the interview Colin Iles of Andrew Baker Group CTO of ABSA. It is an hour long but well worth it. Unfortunately he has just left ABSA but i will hunt him down as I am sure he will go to another Bank, even if it is overseas. Most of what he is saying is what we are about. Here is the link. Go to the Inspire Series – Transformation in Banking